A few years ago, I got a mortgage with Jesse Brun. I was very pleased and thankful for all the help he offered. Jesse was very good at explaining everything I needed to know. I want to thank him for his help and his hard work. I will definitely keep recommending him and hope to be doing business with him again.
Bad credit refinancing in Richmond Hill is possible if you to have a fair amount of equity in your home. Mortgage lenders doing bad credit refinancing in Richmond Hill may lend up to 80% of the value of your home. If you’re looking to refinance your home I’m here to help you.
As the recipient of an award for Top Canadian Mortgage Team* my experience will provide you with better interest rates and solutions for your situation. With my extensive work experience I am able to provide solutions and advice for any situations related to home mortgage loans.
During my years of experience working within the mortgage industry, I was able to help complete and fund many mortgages successfully. Because of the high volumes my office has achieved, I have access to better mortgage products and interest rates than other mortgage service providers and local banks.
I hope you will take time to discuss and inquire with me for what suits you better. My expert analytical input and expert opinion should help you to make a money saving decision for you and your family and provide you effective positive solutions for your situation. You can either fill out my simple application form on top of my website to start the process or call my office at 1(888)878-4660 to discuss your options. As I work in mortgages full time, your call is my priority. We will get back to you as soon as possible. I am looking forward to working with you and helping you according to your needs. Thank you very much and I look forward to helping you!!
Can I Refinance With Bad Credit?
With home refinancing rates near historic lows, it’s no wonder so many people are considering refinancing their mortgage.
Home refinancing means replacing your existing mortgage with a new mortgage. Home refinancing can save homeowners money over the life of the loan (since they’re paying less in interest) and lower their monthly payments. But for homeowners with less-than-stellar credit, refinancing can be difficult if they don’t have a lot of equity in their home.
Can I do a Home Refinance with No income Proof?
The no income proof mortgage loan is the type of refinance loan that you don't need to show your income in order to get approved.
Maybe you don't have "consistent" income because you're self-employed. Or maybe your annual income high, or isn't a salary or hourly, so it changes all the time. If that's the case, this is the type of refinance loan for you. No income-showing required!
Main Benefits of No income verification refinance mortgage loans:
Here's some benefits of choosing the "no income verification loan" to refinance your home with:
What Is the Typical Refinancing Process Like?
No matter your credit score, the refinancing process typically works like this. A borrower will contact a bank or a mortgage agent/broker to see if they can refinance their home. The mortgage agent/broker will have a lot more home refinancing options for the client. An experienced agent will ask questions to determine if they feel they can help the person refinance their home and will explain the client what they can expect(amounts, interest rates, terms, etc). The mortgage agent will take a full application to submit to the potential lender and will also collect necessary documents from the client. The documents required for the home refinance process will vary slightly depending on the lender being used since some lenders require more documentation than others. If the home refinance is approved, the lender will give you a quote, which should include the rate, closing costs and fees. If you accept this quote, the lender will usually order an appraisal of your home, which will determine the amount of equity you have in your home Finally, you will close on the loan, during which time you’ll sign all closing documents, pay any fees and the new lender will send money to the old lender paying off your former mortgage.
What are the Advantages of Refinancing?
One of the reason a person may refinance their home is to lower their mortgage interest rate. Getting a lower interest rate can have a big impact on your monthly payments and can potentially save a person hundreds of dollars per year. Another reason people refinance their home is consolidate debts to lower their monthly payment obligation and/or lower the interest rate on their loans. Since credit cards and personal loans are often higher interest than a mortgage some people will refinance and consolidate all their debts into their mortgage and at the same time lower their overall monthly payments. Some people simply refinance to take out some of the equity they have in their homes in order to use the money for something else.
If you are looking to refinance your home, I’m here to help. I have a network of mortgage lender partners to help you even if you have bad credit. If you’re willing to use my services. Please fill out our short application form and we will contact you within a few business hours.
My office can help you with any of the following mortgage scenarios:
The Benefits of Using a Mortgage Broker VS a Bank to Refinance you Home
There are many options available today for Canadians and going to the bank for a mortgage loan just doesn’t make sense anymore. By going to bank, you are only shown that bank’s mortgage products which are very few. By working with a mortgage broker you have various options.
What are the benefits of using a mortgage broker instead of a bank specialist to refinance your home?