JESSE BRUN

I work as a mortgage Specialist. I specialize in helping people to refinance the mortgage on their house and save them money. My office is in Richmond Hill ON but I serve all surrounding areas. If you’re looking to refinance the mortgage on your house to pay off long standing debts such as visas, 2nd mortgage, lines of credit, etc I can help you to use your house equity to refinance your current mortgage and to pay off all those obligations.

Refinancing your house will:

• Pay off all those loans at once.
• Will lower your mortgage interest rate.
• In many cases this will even lower your present mortgage payments.

As an experienced mortgage Specialist. I can offer you very low interest rates. For example: 2.89% (5 year fixed) or 2.60% (5 year variable).

To give you a clear idea, I am providing you a detailed before and after "REFINANCE SCENARIO".

Below is scenario after remortgaging and paying off those debts.

The above scenarios are showing that you would save $891 per month by refinancing your house. That means you are saving $10,692 per year. In 5 years your net saving is $53,460. Providing most of the debts are paid off!

Because interest rates are so low my last 8 clients are saving over $1400 per month for the next 5 years because they paid off all their visas/loans by refinancing your house with my prompt services.

You can do the same if you have equity in your house. There's a big possibility to save you lots of money. There is no reason for us to give away our hard earned money if we don't have to!

If you are willing to use my services to save money please call me anytime (weekends or evenings) at 1 (888) 878-4660, apply online or email me with your name and phone number. This will enable me to answer all your questions more efficiently. Thank you and best regards!

Can I Refinance With Bad Credit?

With home refinancing rates near historic lows, it’s no wonder so many people are considering refinancing their mortgage.

Home refinancing means replacing your existing mortgage with a new mortgage. Home refinancing can save homeowners money over the life of the loan (since they’re paying less in interest) and lower their monthly payments. But for homeowners with less-than-stellar credit, refinancing can be difficult if they don’t have a lot of equity in their home.

Can I do a Home Refinance with No income Proof?

The no income proof mortgage loan is the type of refinance loan that you don't need to show your income in order to get approved.

Maybe you don't have "consistent" income because you're self-employed. Or maybe your annual income high, or isn't a salary or hourly, so it changes all the time. If that's the case, this is the type of refinance loan for you. No income-showing required!

Main Benefits of No income verification refinance mortgage loans:

Here's some benefits of choosing the "no income verification loan" to refinance your home with:

• Not having to show your income to get approved for a home refinance loan makes it a loan that's super-easy to qualify for
• You only need enough equity in your home to qualify for a no income refinance mortgage loan. The amount of equity needed to qualify for a no income proof refinance loan will typically depend on the location of your home, your credit history and the condition of your home.
• You don't have to have to worry about what your employment history to get a no income or low income proof refinance loan
• You don't have to worry about what your current income is like to get a no income verification refinance loan: it can be small or large income, commission or hourly income.

What Is the Typical Refinancing Process Like?

No matter your credit score, the refinancing process typically works like this. A borrower will contact a bank or a mortgage agent/broker to see if they can refinance their home. The mortgage agent/broker will have a lot more home refinancing options for the client. An experienced agent will ask questions to determine if they feel they can help the person refinance their home and will explain the client what they can expect(amounts, interest rates, terms, etc). The mortgage agent will take a full application to submit to the potential lender and will also collect necessary documents from the client. The documents required for the home refinance process will vary slightly depending on the lender being used since some lenders require more documentation than others. If the home refinance is approved, the lender will give you a quote, which should include the rate, closing costs and fees. If you accept this quote, the lender will usually order an appraisal of your home, which will determine the amount of equity you have in your home Finally, you will close on the loan, during which time you’ll sign all closing documents, pay any fees and the new lender will send money to the old lender paying off your former mortgage.

What are the Advantages of Refinancing?

One of the reason a person may refinance their home is to lower their mortgage interest rate. Getting a lower interest rate can have a big impact on your monthly payments and can potentially save a person hundreds of dollars per year. Another reason people refinance their home is consolidate debts to lower their monthly payment obligation and/or lower the interest rate on their loans. Since credit cards and personal loans are often higher interest than a mortgage some people will refinance and consolidate all their debts into their mortgage and at the same time lower their overall monthly payments. Some people simply refinance to take out some of the equity they have in their homes in order to use the money for something else.

If you are looking to refinance your home, I’m here to help. I have a network of mortgage lender partners to help you even if you have bad credit. If you’re willing to use my services. Please fill out our short application form and we will contact you within a few business hours.

My office can help you with any of the following mortgage scenarios:

• Home refinancing to pay off loans (good credit / bad credit / no credit)
• Home refinancing to pay off collections, income tax arrears and judgements
• Bad Credit Refinancing
• Home Refinancing with no Income Proof
• Home Equity Loans (good credit / bad credit / no credit)
• Mortgage Renewal (bad credit / good credit)
• Self-Employed Mortgage Loans
• Home Equity Loans (No Income Proof)
• Land Development Mortgage Loan
• Bad Credit Second mortgages
• Private Lending
• Construction Loans
• Fast Emergency Home Loans to Stop Foreclosure
• Best Mortgage Rates in Canada
• And MORE!

The Benefits of Using a Mortgage Broker VS a Bank to Refinance you Home

There are many options available today for Canadians and going to the bank for a mortgage loan just doesn’t make sense anymore. By going to bank, you are only shown that bank’s mortgage products which are very few. By working with a mortgage broker you have various options.

What are the benefits of using a mortgage broker instead of a bank specialist to refinance your home?

• Convenience and speed. Mortgage brokers will work around your schedule to make the transaction as easy and convenient as possible.
• Very competitive rates for bad credit home refinancing and other types of home mortgage loans. Banks only have their own products to offer for home refinancing whereas our mortgage brokers have almost all of the banks at their disposal plus alternative mortgage products that the banks cannot access. With all the options available through their wide array of resources, clients can rest assured that they will receive the most competitive rates and terms to match their individual mortgage needs
• Mortgage brokers offer consultative service, advice and solutions for home refinancing that are customized to each client’s needs.
• Preserved credit rating. When you shop for a home refinance loan by going to different banks, there is an accumulation of lender inquiries on your credit bureau report, possibly affecting your credit rating and, ultimately, the rate and terms of your mortgage. This isn’t the case with a mortgage broker; only one inquiry can get many competing lenders to quote on your business.
• Mortgage brokers work for you. Unlike banks, mortgage brokers work for the borrower(you) instead of working for the bank! If you have credit issues, mortgage brokers will work hard to improve your ability to get approved for a home refinancing loan. They will work out the deal for your needs.